Journal
Notes from Miami.
Buying, selling and investing in Miami's finest residences, from the people who do it every week.

The Coral Gables Sections, Explained: Where Each Kind of Buyer Ends Up
Gated bayfront, golf-course cottages, walk-to-dinner condos. A section-by-section guide to Coral Gables for buyers who know how they want to live but not yet where.
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Getting a Mortgage as a Foreign National in Miami: What Lenders Ask For
No U.S. credit history, income abroad, savings in another currency. What a Miami lender will ask a foreign buyer for, and how to prepare the file before you start touring.
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The Florida Homestead Exemption and the Save Our Homes Cap, Explained
How the homestead exemption works, why the Save Our Homes cap matters more every year, and how portability lets you carry the savings to your next Florida home.
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A Local's Weekend in Coconut Grove: The Bayfront, the Village and the Parks
Bayfront parks at sunrise, the village on foot, an 1891 house on the bay and Vizcaya's gardens. How to spend a weekend in Coconut Grove, and what it says about living there.
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Home Inspection in South Florida: What It Should Cover and What to Do With the Report
Roofs, termites, plumbing, air conditioning, moisture, pools and permits. What a South Florida home inspection should include, and how to turn the report into decisions.
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Living in Pinecrest: A Neighborhood Guide to Big Lots and Green Streets
Large lots, a deep tree canopy, Pinecrest Gardens and quick access to US-1 and Dadeland. What Pinecrest offers and what to check before you buy a home there.
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Homeowners Insurance in South Florida: What to Price Before You Make an Offer
Roof age, the 4-point inspection, wind mitigation credits, Citizens and flood coverage. How insurance shapes a South Florida purchase, and when to get your quotes.
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Florida's Condo Safety Laws: What Buyers Need to Know Before Signing
Milestone inspections, structural integrity reserve studies and special assessments. How Florida's newer condo rules work and which documents to read before you buy a unit.
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What a Buyer Pays at Closing in Miami-Dade: The Line Items Explained
Title insurance, lender fees, Florida taxes on the mortgage, prepaid insurance and taxes, prorations and HOA charges. What each closing cost is and who to ask about it.
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Living in Miami Lakes: A Neighborhood Guide From Our Home Base
Lakes, tree-lined streets, a real Main Street and fast highway access. What it is like to live in Miami Lakes, and what to check before you buy there.
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Buying a Home in Coral Gables: What the City's Rules Mean for You
Architecture review, historic homes, waterfront paperwork and the homestead math. The four things to understand before you make an offer in the City Beautiful.
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How Buying Pre-Construction in Miami Actually Works
Reservations, deposit schedules, the 15-day review period and what to ask before you sign. A plain-language guide from The R&R Group.
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